Our take, in brief

Consider Dext for a dedicated document-to-accounting workflow. Start with Xero’s included capture if you already use Xero. Compare Expensify when the bigger problem is employees submitting expenses and getting reimbursed.

Compare at a glance

Published pricing and important trade-offs
Option & fitPrice snapshotWatch out for
DextDedicated receipt and invoice captureExample: $25.21/mo equivalent, paid annuallyDocument allowances and paid extraction extras matter.
Xero Smart Document captureBusinesses already using XeroIncluded with Xero small-business plansAn accounting subscription is still required; plan transaction limits matter.
ExpensifyEmployee expense reports and reimbursementsBusiness plans advertised from $5/memberCheck plan terms, card-related discounts and your team’s actual bill.

USD unless noted. Annual prices are monthly equivalents paid upfront; products have different scopes. On a small screen, scroll the table sideways.

A closer look at your options

Shown by use case, not ranked by score. No star ratings or performance tests.

Dext

Dedicated receipt and invoice capture
Example: $25.21/mo equivalent, paid annually

The business pricing page displayed USD $302.50 billed annually ($25.21/month equivalent), excluding VAT, with 250 documents per month. This is a configurable example, not a guaranteed quote for every business. Plans depend on users and document volume. Once the monthly allowance is used, further uploads are stored but not extracted until the next bill date or an upgrade.

WHY CONSIDER IT

Capture, extract, store and send documents to accounting.

THE TRADE-OFF

Document allowances and paid extraction extras matter.

Official sources: Dext business pricing and plan limits

Xero Smart Document capture

Businesses already using Xero
Included with Xero small-business plans

Xero’s current capture page describes photos, emailed documents, data extraction, review and suggested transaction matching. It says Smart Document capture is included with all small-business pricing plans. Before adding a separate tool, try the included workflow on a typical week of paperwork.

WHY CONSIDER IT

Receipt and bill data can flow directly into the ledger.

THE TRADE-OFF

An accounting subscription is still required; plan transaction limits matter.

Official sources: Xero Smart Document capture

Expensify

Employee expense reports and reimbursements
Business plans advertised from $5/member

Expensify combines receipt capture with expense reports, approval workflows and reimbursements. That makes it a different buying decision from a document inbox alone. Its homepage lists a starting business price, but the right quote depends on the plan and any card-linked pricing conditions. Do not count card rewards as guaranteed software savings.

WHY CONSIDER IT

Receipt scanning, approvals and accounting integrations.

THE TRADE-OFF

Check plan terms, card-related discounts and your team’s actual bill.

Official sources: Expensify features and pricing overview

The cheapest extra tool may be no extra tool

If you already pay for accounting software, ask your bookkeeper to show its receipt features first. Add Dext or another document tool only if it fixes a specific gap, such as getting supplier paperwork into a consistent review queue. Avoid paying twice for capture that nobody uses.

Try a real month, not a perfect demo receipt

Collect faded receipts, multi-page invoices, credit notes, foreign-currency purchases and documents with multiple tax rates. Check extracted dates, totals, tax and supplier names. Review duplicate handling and whether the original file stays attached after export. Automation still needs oversight.

Agree on ownership with your bookkeeper

Set one place for staff to send receipts, a regular review deadline and a clear owner for uncategorized items. Ask who can export the originals if you leave. Confirm data retention, permissions, supported accounting integrations and whether your accountant already offers access through their practice.

Sources & research notes

Official vendor pages checked November 10, 2026. Prices and features are snapshots, not live quotes. Confirm location, currency, billing term, taxes, fees and eligibility with the provider.

No paid test accounts were used. We have not independently verified vendor performance claims. Our method →